These powerful tools can help you make good financial decisions.
Our collection of calculators can give you the answers you need to choose between mortgage options, plan for refinancing, or track the growth of your savings. We’re here to help you get where you want to be.
Mortgage Calculator
Use this mortgage calculator to determine your monthly payment and estimate the time needed to pay off your home loan. You'll see how much interest you could pay and your estimated principal balances. And if you're looking to get ahead, enter prepayment amounts to calculate their positive impact on your mortgage.
Adjustable-Rate vs. Fixed-Rate Mortgage Calculator
Use this calculator to compare a fixed-rate mortgage with an adjustable-rate. When your rate is fixed, your principal and interest payments remain the same for the entire term of the loan. An adjustable-rate mortgage (ARM) has a rate that can change, making your monthly payment increase or decrease.
Certificate of Deposit Calculator
Middlesex has CDs available in a range of terms and interest rates that fit your savings goals. To see what your estimated earning potential is, enter in information about your deposit amount, annual percentage yield (APY), and term. You can also run a detailed report to see a schedule of your CD's balance and interest earned over time.
Savings Calculator
Consistent deposits over a number of years can lead to strong savings because even small additions add up over time. This calculator shows how compound interest can work for you.
Breakeven Analysis Calculator
To assess the viability of your business, determine the breakeven point for your products and services, which is the sales volume required to cover all expenses before generating profit.
Commercial Loan Calculator
The Commercial Loan Calculator is a powerful tool designed to help you estimate your debt service coverage when considering a new commercial loan. By using this calculator, you can determine whether your debt service coverage ratio exceeds the favorable threshold of 1.25, including your new loan payment. Achieving a ratio above this level significantly enhances your chances of loan approval, providing you with a clearer path to securing the financial support your business needs.
Equipment Buy vs. Lease Calculator
Deciding whether to lease or buy? Use our calculator to help make your decision!
Profit Margin Calculator
Discover the ideal selling price for your products with our calculator, designed to help you reach your desired profit margin.
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