Personal Checking Accounts

Freedom Blue^® Checking comes with no monthly fee and a time-saving menu of free digital banking services. When you're trying to cut costs without sacrificing convenience, we're right there with you.

• No monthly maintenance fee or minimum balance requirement
• Sign up for direct deposit and get five rebates of non-Middlesex ATM surcharge fees
•  Account holders under age 26 get five rebates per statement cycle of non-Middlesex ATM surcharge fees  without direct deposit

Freedom Gold^® Checking offers more convenience and better rates. Your outstanding loan balances also count toward waiving the monthly fee, so it’s easier to get more for less.

• Maintain a $10,000 combined balance and get unlimited reimbursements for ATM surcharge fees when you use a non-Middlesex machine
• Fees waived on select Middlesex banking products and services

Freedom Platinum^® Checking gives you the best Middlesex Savings Bank has to offer, with higher CD account rates, reduced fees, and other premium benefits. When you need your bank to do more, we deliver.

• Maintain a $50,000 combined balance and get unlimited reimbursements for ATM surcharge fees when you use a non-Middlesex machine
• Fees waived on select Middlesex banking products and services

Manage your money anywhere with free Mobile Banking and access fast cash at thousands of ATMs. When it comes to living your way, we're right there with you. 

• Designed for high school and college students under age 26
• Unlimited 24/7 Online and Mobile Banking

Are you currently serving in the military? At Middlesex, we want to make banking easier for servicemembers and their families. We understand how active-duty requirements and deployment can complicate banking matters. We’re committed to making banking easier for you.

• No minimum balance requirements or monthly maintenance fees on personal checking accounts opened prior to active duty while you’re away
• No safe deposit box delinquency fee. Safe deposit boxes cannot be drilled while military order is in effect

Details go here.