Skip to Main Content Skip to Login Skip to Sitemap
FDIC Insured Backed by the full faith and credit of the U.S. government
Middlesex Savings Bank - back to homepage
FDIC Insured Backed by the full faith and credit of the U.S. government
About
Careers
Rates
Locations
Contact
Apply
Personal Banking Business Banking Credit Cards
Apply
Personal Banking
Business Banking
Credit Cards
More menu items - frequently accessed links
About Careers Rates Locations Contact
  • Personal
    • Personal Checking Accounts
    • Personal Savings Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRAs)
    • Open an Account
    • Find Your Savings Account
    • Mortgages
    • Home Equity Loans
    • Home Loan Specialists
    • Personal Loans and Lines
    • Personal Credit Cards
    • Mass Save HEAT LOAN Programs
    HELOC
    When you want to borrow a little now. Or maybe a little more, later.
    View All Rates
    • Personal Financial Planning
      • Financial Planning and Our Approach
      • Retirement Planning
      • Education Planning
      • Estate Planning
      • MFG Advisors
      • MFG Investment Account Access
      • Market Commentary
    Schedule an Appointment
    Speak with a local banker about a new or existing account.
    Learn More
    • Online Services
    • Mobile Services
    • Telephone Banking
    • Safe Deposit Boxes test
    • Wire Transfers
    • Branches & ATMs
    Online Banking
    Bank anytime. Anywhere.
    Learn More
  • Business
    • Business Checking Accounts
    • Business Savings Accounts
    • Cash Management Services
    Small Business Strategies and Tips for Achieving Financial Goals
    Learn More
    • Commercial Lending
    • Commercial Real Estate Lending
    • Small Business Lending
    • SBA Financing
    • Business Credit Cards
    • Paycheck Protection Program Update
    Commercial Lending
    An experienced, local team that can help you find a solution.
    Learn More
    • Business Financial Planning
      • Financial Planning and Our Approach
      • Business Solutions
      • Estate Planning
      • MFG Advisors
      • MFG Investment Account Access
      • Market Commentary
    Schedule an Appointment
    Speak with a local banker about a new or existing account.
    Learn More
    • Business Online Services
    • Business Mobile Services
    • Merchant Services
    • Business Wire Transfers
    • Branches & ATMs
    Online Banking
    Bank anytime. Anywhere.
    Learn More
  • Resources
    • Rates
    • Forms
    • Fee Schedule
    • Disclosures
    Money Funds.
    Safely grow your savings.
    Learn More
    • Blog
    • Calculators
    • Quick Tip Videos
    • Escrow Statement Guide
    The Impact of Interest Rate Changes by the Federal Reserve
    Learn More
    • Lost or Stolen Debit or ATM Cards
    • Security Center
    • Security Software
    • Business Security Tips
    Online and Mobile Fraud Protections
    Learn More
    • Account Management
    • Online Banking Management
    Contact Us
    Learn More
Log In
Login Assistance
Password Assistance
Enroll Now
Login Assistance
Password Assistance
Enroll Now
  • Personal
    • Bank
      • Personal Checking Accounts
      • Personal Savings Accounts
      • Certificates of Deposit (CDs)
      • Individual Retirement Accounts (IRAs)
      • Open an Account
      • Find Your Savings Account
    • Borrow
      • Mortgages
      • Home Equity Loans
      • Home Loan Specialists
      • Personal Loans and Lines
      • Personal Credit Cards
      • Mass Save HEAT LOAN Programs
    • Plan
      • Personal Financial Planning
        • Financial Planning and Our Approach
        • Retirement Planning
        • Education Planning
        • Estate Planning
        • MFG Advisors
        • MFG Investment Account Access
        • Market Commentary
    • Access
      • Online Services
      • Mobile Services
      • Telephone Banking
      • Safe Deposit Boxes test (opens in a new tab)
      • Wire Transfers
      • Branches & ATMs
  • Business
    • Bank
      • Business Checking Accounts
      • Business Savings Accounts
      • Cash Management Services
    • Borrow
      • Commercial Lending
      • Commercial Real Estate Lending
      • Small Business Lending
      • SBA Financing
      • Business Credit Cards
      • Paycheck Protection Program Update
    • Plan
      • Business Financial Planning
        • Financial Planning and Our Approach
        • Business Solutions
        • Estate Planning
        • MFG Advisors
        • MFG Investment Account Access
        • Market Commentary
    • Access
      • Business Online Services
      • Business Mobile Services
      • Merchant Services
      • Business Wire Transfers
      • Branches & ATMs
  • Resources
    • Reference
      • Rates
      • Forms
      • Fee Schedule
      • Disclosures
    • Learn
      • Blog
      • Calculators
      • Quick Tip Videos
      • Escrow Statement Guide
    • Protect
      • Lost or Stolen Debit or ATM Cards
      • Security Center
      • Security Software
      • Business Security Tips
    • Support
      • Account Management
      • Online Banking Management
About
Careers
Rates
Locations
Contact
Apply
Personal Banking Business Banking Credit Cards
Routing #211371227
Apply
Personal Banking
Business Banking
Credit Cards
More menu items - frequently accessed links
About Careers Rates Locations Contact Apply
Back to all articles
View all blog posts under category News View all blog posts under category Community

What To Do With My Tax Refund

April 12, 2021
You might also be interested in these articles
Financial Education;Community
401k vs IRA
September 14, 2020
Read More about 401k vs IRA
Scroll

Discover

  • Personal Checking
  • Certificate of Deposit (CDs)
  • Home Equity Lines of Credit
  • Home Mortgages
  • Business Services

Connect

  • Careers
  • Community
  • Blog
  • Social Media

Access

  • Personal Online Banking
  • Business Online Banking
  • Mobile Banking
  • Home Mortgages
  • Business Services

Explore

  • Security Center
  • Privacy Statement
  • Terms of Use
  • Disclosures
  • © 2025 Middlesex Savings Bank
  • PO Box 5210 Westborough, MA 01581-5210
  • Toll Free: 1-877-463-6287
  • Sitemap
  • Terms of Use
  • Website Accessibility

You are now leaving Middlesex Savings Bank's Website

External third-party websites will be presented in a new and separate content window.  Middlesex Savings Bank does not provide, and is not responsible for, the product, service, overall website content, accessibility, security, or privacy policies on any external third-party sites.
Continue

You are now leaving Middlesex Savings Bank's Website

You will be visiting another site managed by Middlesex. If you “Continue”, the link will open in a new window.
Continue