To begin your application, please answer the following questions about your loan.
I am applying for individual credit in my own name and I am relying on my own income and/or assets and not the income and/or assets of another person as the basis for repayment of the credit requested.
I am applying for joint credit with another person or for an account that another person will use. We intend to apply for joint credit.
I am applying for individual credit, but I am relying on the income and/or assets of another person as the basis for repayment of the credit requested.
Home equity line of credit
Home equity loan
Please note that if you exit the application, your information will not be saved.
Please provide information on this property, as is listed on the property deed. Please fill in each answer as best you can. Remember, if you need assistance at any time you can call our Home Equity Specialists at 1-877-672-7654.
Trusts are subject to review and approval
The property must be your primary residence.
Now that you have provided information on the loan and property, it's time to get some information on you. Please fill out the questions below about yourself.
Monthly income from all sources
NOTE: Alimony, child support, or separate maintenance income need not be revealed if the Borrower does not choose to have it considered for repaying this loan.
Please fill out the questions below about a Co-Borrower.
Great job so far! There are two steps left to complete so you can submit your application. In this step, please put information about your monthly payments.
Please provide some information about your savings and retirement accounts. Approximate amounts are fine to use when filing the information.
You are just about done with your application. Before we ask you to review your information, please let us know how you would like us to contact you. You can select more than one if you wish.
The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Race". The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to provide the information, please check below.
Just one last thing to do before you submit your application. Click on any of the section titles to review that section. Once you are comfortable, click the button at the bottom to submit your application. You will have a chance to print your application after it is submitted.
Home Equity Info (PDF)
Home Equity Booklet (PDF)
Important Terms (PDF)
For the safety of your information, the Home Equity application will time-out in 60 minutes. If you close or abandon the application before it is submitted, or if it times-out, your information will not be saved. The timer below is provided to assist you during the process.
If you have any questions please call a Middlesex Savings Bank Mortgage Specialist at 1-877-672-7654.
